Terms And Conditions

Privacy Policy :- Max Life Pension Fund Management Ltd. website

Link - https://www.maxlifepensionfund.com/termsandconditions

Website Policy

The Privacy Policy governs the use of this website www.maxlifepensionfund.com

Max Life Pension Fund Management Ltd. (MLPFL) is committed to protect your privacy and work towards offering you a powerful and safe online experience.

www.maxlifepensionfund.com does not collect personal information about individuals except for those who specifically provide such information on a voluntary basis. This information is not be sold or otherwise transferred to or shared with any unaffiliated third parties unless otherwise stated at the time of collection or with approval of such individual, as the case maybe.

MLPFL treats your personal information or your use of the service as private and confidential and does not check, edit or reveal it to any third party except where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes (requirements) or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of www.maxlifepensionfund.com

Except where specifically agreed or necessary for operational or regulatory reasons, Max Life Pension Fund Management Ltd. will not send you any unsolicited information. If the user does not opt out, Max Life Pension Fund Management Ltd. may use any e-mail addresses of users to send occasional e-mails pertaining to information on services and offers. The user can nevertheless unsubscribe from receipt of such e-mails by following instructions therein.

Max Life Pension Fund Management Ltd. may collect unnamed statistics, which do not personally identify you. Max Life Pension Fund Management Ltd. reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners.

We will communicate with users via e-mail or by other online delivery devices only if the user agrees to/elects to receive/send those communications. Users, who believe they are receiving our communications in error or no longer desire to receive them, should inform us and we will remove those users' names from our mailing lists.

Max Life Pension Fund Management Ltd. reserves its right to correct any part of the content of the website at any time as and when required at its sole discretion. The content of this website shall not be displayed or printed in any form in part or whole without the prior written approval of Max Life Pension Fund Management Ltd. . The information contents provided on this site cannot be copied, modified, uploaded, downloaded, published or republished, transmitted or otherwise distributed for commercial purposes without prior and explicit permission of Max Life Pension Fund Management Ltd. Reproduction of any information or material provided on this website, with or without any modification, is prohibited unless, with prior permission of Max Life Pension Fund Management Ltd. , and shall amount to violation of copyright and would be deemed an illegal act.

Privacy Policy

Privacy policy for handling of or dealing in Personal Information (including sensitive personal data or information) of users

Max Life Pension Fund Management Ltd. (referred to as “MLPFM”, our, us, and/or we) recognizes that one of MLPFM’s fundamental responsibility is to ensure that MLPFM protects Personal Information (as defined below) entrusted to MLPFM by its users. This is critical for the maintenance of MLPFM’s reputation and for complying with its legal and regulatory obligations to protect MLPFM’s customer Personal Information.

Safeguarding a user’s Personal Information and using it in a lawful manner, consistent with the user’s expectations, is a cornerstone of MLPFM‘s user relationships. Accordingly, MLPFM has put in place this privacy policy that sets forth principles and requirements governing the collection, usage, retention, processing, review & updation, disclosure and disposal of customer Personal Information (the "Policy"). This Policy is based on current laws and regulations applicable in India. MLPFM will comply with all obligations or standards that may become applicable in view of new laws and regulations in India.

Type of Personal Information collected by Max Life Pension Fund Management Ltd.

We and our authorized Third Parties (as defined below) may collect different types of Personal Information, as permissible under laws and regulation in force in India and also based on your desire to subscribe to our retirement products and services and/or to develop the business relationship as part of providing better services to our users. Personal Information may include but is not limited to:

· Personal Information: Your name, age, , date of birth, email id, geography, Income range occupation, and any other information which is capable of identifying you.

· Contact Information: Your telephone numbers, email id etc.

· Financial Information: annual income

· Other Information: Any information:

Other information may be collected in the form of various surveys which you agree to participate in or provide other feedback to us regarding our products or services; when you register to receive news updates, when you submit subscription enquiries through our website or when a candidate applies for a job through our website.

Any information that is freely available or accessible in the public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force, shall not be regarded as Personal Information for the purposes of this Policy.

Purpose of collection and use of Personal Information

The Personal Information that Max Life Pension Fund Management Ltd.collects may be used for the purposes for which it is collected or for related lawful and connected purposes that would reasonably be expected.

MLPFM may collect such Personal Information either itself or through identified third parties.

Max Life Pension Fund Management Ltd.may use the information provided by users of Maxinnings platform for one or more purposes but not limited to the following:

· to process, confirm and fulfil customer requests regarding Max Life Pension Fund Management Ltd.products and services or transactions made using Max Life Pension Fund Management Ltd.online and offline (over the counter) services.

· to contact customers to address their enquiries, complaints or interest shown in Max Life Pension Fund Management Ltd. pdt or Max Life Insurance product

· to comply with the rules relating to KYC obligations and under Prevention of Money Laundering Act, 2002 or under any other law.

· to carry out market and product analysis and marketing of Max Life Pension Fund Management Ltd. products and services and communicate updates, offers and promotion.

· to Identify, verify and conduct background screening purposes.

· to share data with referee ( referee :- User who refereed the platform)

· to conform to legal requirements or comply with legal processes.

· to protect and defend Max Life Pension Fund Management Ltd. or its affiliates' rights, interests or property.

· to enforce the terms and conditions of the products or services offered by Max Life Pension Fund Management Ltd.or such other purposes expressly specified in the data entry forms or other relevant sections of the web resources of Max Life Pension Fund Management Ltd.

· to address network integrity and security issues.

· to reconcile and settle accounts with those who provide related services to us.

· to analyze the customer usage pattern and deliver customized content and advertising that may be of interest to you

· to carry out activities connected with the running of our business such as personnel training, quality control, network monitoring, testing & maintenance of computer, other systems and in connection with the transfer of any part of our business in respect of which you are a customer or a potential customer.

· for communication, reminders, collection and retention efforts during the renewal process directly or through Third Parties.

· to execute electronic clearance system/standing instructions/auto debits.

If a customer does not wish to provide the Personal Information requested or the consent for use of his/her Personal Information or later withdraws the consent for use of the Personal Information collected, Max Life Pension Fund Management Ltd.reserves the right not to provide services or to withdraw the services for which the information was sought/collected from the customer.

Disclosure of Personal Information

In case Max Life Pension Fund Management Ltd.discloses the Personal Information to Third Parties then it will ensure that such Third Parties will be bound contractually to ensure that they protect customer Personal Information in accordance with applicable laws. Max Life Pension Fund Management Ltd.may disclose and/or transfer the information to:

· as may be required to be disclosed to any third party by us by an order or direction under the law for the time being in force.

· Max Life Pension Fund Management Ltd.may share Personal Information of the customer, without obtaining his/her prior written consent, if mandated by law, pursuant to an order or direction of a court of law or Government agency.

Information retention

Max Life Pension Fund Management Ltd.will retain information about its customers for as long as it is necessary to fulfil the purpose for which such information was collected or as may be required to comply with the internal MLPFM’s policies or as is otherwise required under any law in force from time to time.

Reasonable security practices and procedures

Max Life Pension Fund Management Ltd.uses reasonable and appropriate techniques and processes to protect Personal Information.

Max Life Pension Fund Management Ltd.is committed to implement physical, electronic, and procedural safeguards to protect customer Personal Information against loss, misuse, damage and unauthorized access, modification or disclosure. Max Life Pension Fund Management Ltd.continuously reviews and enhances Max Life Pension Fund security policies and security measures to consistently maintain a high level of security.

We maintain information pertaining to you in our business records as per current regulatory requirements.

Notification of changes in Policy

We reserve the right to update this Policy, as may be necessary, from time to time. If there are any changes or amendments to this Policy, Max Life Pension Fund Management Ltd.will post those changes on Max Life Pension Fund’s website so that users/customers are always aware of the latest privacy policy. Max Life Pension Fund Management Ltd.will use user/customer Personal Information in accordance with this Policy and any other privacy policy under which the information was collected. By virtue of this Policy, you assent to collection, use, transfer, disclosure, retention and other processing of your Personal Information, as described in this Policy.

Disclaimer: - Max Life Pension Fund Management Ltd.

Link - https://www.maxlifepensionfund.com/disclaimer

Protection of Privacy of Children/Minor(s)

If you are below 18 years of age, you shall not submit any personal information to us, except if you are submitting the information through or with the consent of your guardian.

Use of Information and Materials

The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. Max Life Pension Fund Management Ltd.Services shown on the website may be withdrawn or amended or varied at any time at the sole discretion of Max Life Pension Fund. Save and except with the Max Life Pension Fund's prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web-page.

Wherever certain information is requested and necessary to enable you to use our web-enabled services, we gather such information, including personal information, so that we can better develop our relationship with the users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.

Cookies: 'Cookies' are computer data storage programs which enable a web site to record a visitor's activities from his/ her computer hard drive. A cookie is placed on our server for as long as a session is active. No data from the user's computer is accessed from our site. Our cookies tag each visitor's browser with a random, unique number. The cookie simply assigns a number and does not disclose any personal information about the person using the browser.

Intellectual Property Rights

The information and materials contained in these pages and the terms, conditions, and descriptions that appear thereon are subject to change. Max Life Pension Fund Management Ltd.Services shown on the website may be withdrawn or amended or varied at any time at the sole discretion of Max Life Pension Fund. Save and except with the Max Life Pension Fund Management Ltd. prior written consent, you may not insert a hyperlink to this website or any part thereof on any other website or "mirror" or frame this website, any part thereof, or any information or materials contained in this website on any other server, website or web-page.

Wherever certain information is requested and necessary to enable you to use our web enabled services we gather such information, including personal information, so that we can better develop our relationship with users. You may choose not to share any such information with us, but then you may not be able to take advantage of the features on the site.

No Warranty

The information, product descriptions, material, advices, suggestions, illustrations notifications, circulars, offers form partnered brand through aggregator, educational content, product KFD videos etc., are collectively stated "the content" in this website. If the said content contains any mistakes, omissions, inaccuracies and typographical errors, etc., Max Life Pension Fund Management Ltd. assumes no responsibility thereof.

The information and materials contained in this site, are provided "as is," "as available" basis. Max Life Pension Fund Management Ltd. does not warrant the accuracy, adequacy or completeness of any of such information and materials. Max Life Pension Fund Management Ltd. expressly disclaims any and all liability for errors or omissions in all such information and materials. No warranty of any kind, implied, express or statutory, including but not limited to the warranties relating to non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with any of the information and materials published herein.

Limitation of liability

Max Life Pension Fund Management Ltd. shall not be liable for any loss or damage, including without limitation direct or indirect, special, economic, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Max Life Pension Fund Management Ltd. has been advised of the possibility of such damages, losses or expenses.

Hyperlinks to other internet resources

Hyperlinks to other internet resources are for the user's convenience only and are at your own risk. The content, accuracy, legality of or restrictions imposed or opinions expressed by and other links provided by or for these resources are not investigated, verified, monitored, nor endorsed by Max Life Pension FundManagement Ltd. . Max Life Pension Fund Management Ltd. is not responsible either for their standards of public order and decency or for their personal data protection policy or the use that could be made of such data. When you access another website through a hypertext link, you are accepting that this access is at your own risk. Consequently, Max Life Pension Fund Management Ltd. will not be liable for any loss or damage arising directly or indirectly from the accuracy or otherwise of materials or information contained on the pages of such sites, or for any loss arising directly or indirectly from the defects with such sites.

Information

Submission of Information: Submissions to Max Life Pension Fund of information via Max Life Pension Fund Management Ltd. website and pages thereon shall be deemed to be the property of Max Life Pension Fund Management Ltd. . Please note that Max Life Pension Fund Management Ltd.does not warrant that any e-mail from its website is secure and does not guarantee that any such e-mail from you or from Max Life Pension Fund Management Ltd. are secure during Internet transmission.

Public Access to Personal Information: Please note that you should exercise caution when deciding to disclose or key-in your personal information on-line, and ensure that no third party is able to access such personal information as you key it in or view it on the screen of your computer. This caution is to be exercised in respect of the information that you may provide, Max Life Pension Fund Management Ltd.

Anti-fraud Policy

Max Life Pension Fund Management Ltd.is committed to transparency, integrity and accountability in all its affairs. It is determined to maintain a culture of honesty and strong opposition to fraud, and has strong anti-fraud policies in place.